Employee Cost in Missouri

Updated June 2026 · Total employer cost calculator

$45,900
Entry Level Total
$100,980
Mid-Level Total
$153,000+
Senior/Mgr Total

Calculate Total Employee Cost in Missouri

Base Salary
Payroll Taxes (FICA + FUTA + SUTA)
Benefits
Workers' Comp
Total Annual Cost
Cost multiplier vs. salary

Total Employee Cost in Missouri by Salary

Annual Salary Payroll Taxes +Std Benefits Total Cost
$31,500 $3,449 $5,670 $40,619
$49,500 $5,420 $8,910 $63,830
$67,500 $7,391 $12,150 $87,041
$85,500 $9,362 $15,390 $110,252
$112,500 $12,319 $20,250 $145,069

Total Hiring Cost by Job Type — Missouri

Workers' compensation insurance rates vary dramatically by job classification, significantly affecting total employer cost. Rates based on $76,500 median salary in Missouri.

Job Type WC Rate WC Cost Total/yr
Office / Administrative
~$0.40/$100 $306 $98,953
Retail / Customer Service
~$1.20/$100 $918 $99,565
Restaurant / Food Service
~$3.00/$100 $2,295 $100,942
Trades / Light Warehouse
~$6.00/$100 $4,590 $103,237
Construction / Heavy Labor
~$14.00/$100 $10,710 $109,357

WC rates are approximate — actual workers' comp premiums vary by carrier, claims history, and exact classification code. Construction and trades roles can run 3–5× the total cost of equivalent-salary office roles due to WC premiums.

Hiring Costs in Missouri

Total employee costs in Missouri are below the national average. Lower wages and simpler employment tax requirements keep hiring costs below average.

Employer Tax Summary for Missouri

  • • FICA (employer share): 7.65% of gross wages
  • • FUTA: 0.6% on first $7,000 of wages
  • • Missouri SUTA: ~2.7% average (varies by experience rating)
  • • Workers' comp: $0.30–$3.00+/$100 payroll (by classification)

Cost-Saving Strategies

  • • Consider PEO (Professional Employer Organization) for small businesses — often reduces benefits costs 15–25%
  • • Use contractors for variable workloads (ensure proper classification)
  • • High-deductible health plans + HSA contributions lower health insurance costs
  • • Benchmark salaries with local market data to avoid overpaying

Simplify Payroll in Missouri

Compare payroll software and PEO services. Automate taxes, compliance, and benefits for Missouri employers.

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Frequently Asked Questions

How much does it cost to employ someone in Missouri?
Total employment cost in Missouri is 1.25–1.40× the base salary. A $76,500 salary costs employers $100,980–$110,925.
What payroll taxes does an employer pay?
FICA (7.65%), FUTA (0.6% on first $7,000), and state unemployment tax (SUTA, varies by state). Plus workers' comp insurance.
What benefits are required vs. optional?
Required: FICA, FUTA, SUTA, workers' comp. Optional: health insurance, dental, 401(k) match, life insurance.
What is the minimum wage in Missouri?
The minimum wage in Missouri is at or above the federal minimum of $7.25/hr.
How much does workers' comp insurance cost?
Workers' comp in Missouri typically costs $0.50–$3.00 per $100 of payroll for most office and service roles.