Assisted Living Cost in New Hampshire
2026 monthly rates for all care levels in New Hampshire — assisted living, memory care, and skilled nursing
Private studio rates. Semi-private rooms run 10–20% less. Costs vary by facility location and amenities.
New Hampshire Assisted Living Cost Calculator
New Hampshire Senior Care Costs by Care Level (2026)
| Care Level / Room | Monthly | Annual |
|---|---|---|
| Independent living (private studio) | $3,629/mo | $43,548/yr |
| Assisted living (private studio) | $5,040/mo | $60,480/yr |
| Memory care (Alzheimer's/dementia) | $7,056/mo | $84,672/yr |
| Skilled nursing (semi-private) | $8,354/mo | $100,246/yr |
| Skilled nursing (private room) | $9,828/mo | $117,936/yr |
| Home health aide (alternative) | $3,276/mo | $39,312/yr |
Private room rates. Shared/semi-private rooms cost 10–20% less. Costs vary by specific facility location, amenities, and level of individual care needs.
Assisted Living in New Hampshire: What Families Need to Know
New Hampshire has above-average assisted living costs, averaging $5,040/month for a private studio in an assisted living facility. Higher labor costs, real estate, and regulatory requirements contribute to New Hampshire's premium pricing. Urban areas within the state typically cost 20–30% more than rural locations.
Planning Tip for New Hampshire Families
Compare at least 3–5 facilities in your area, ask for all-inclusive pricing vs. fee-for-service breakdowns, and request the Uniform Disclosure Agreements required in most states. Long-term care insurance purchased before age 65 costs $1,500–$3,000/year and provides $150–$300/day of benefit — far less expensive than paying $5,040/month out-of-pocket. Apply for Medicaid/Medicare waivers early — waitlists in New Hampshire can be 1–2 years.
Medicaid covers assisted living through HCBS waivers in New Hampshire. Eligibility is income and asset-based. Contact your local Area Agency on Aging or your county's Medicaid office for New Hampshire-specific limits and waitlist status.
Veterans may qualify for VA Aid & Attendance benefit — up to $2,229/month (single veteran) or $2,642/month (couple) for assisted living costs. Contact the New Hampshire State Veterans Affairs office or call 1-800-827-1000.
How Long Will Your Savings Last? (New Hampshire Assisted Living at $5,040/mo)
| Savings Available | Runway (Assisted) | Runway (Memory Care) |
|---|---|---|
| $100,000 | 19 months (1.7 yrs) | 14 months (1.2 yrs) |
| $200,000 | 39 months (3.3 yrs) | 28 months (2.4 yrs) |
| $300,000 | 59 months (5.0 yrs) | 42 months (3.5 yrs) |
| $500,000 | 99 months (8.3 yrs) | 70 months (5.9 yrs) |
| $750,000 | 148 months (12.4 yrs) | 106 months (8.9 yrs) |
Does not account for 3–5% annual cost increases. At 3% annual inflation, actual runway is 10–15% shorter than shown.
Find Assisted Living Facilities in New Hampshire
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Frequently Asked Questions
How much does assisted living cost per month in New Hampshire?
Assisted living in New Hampshire averages $5,040/month for a private studio (12% above the national average of $4,500/month). Memory care costs $7,056/month and skilled nursing runs $9,828/month. Costs vary by specific facility, location within New Hampshire, and level of individual care needs.
Does Medicare pay for assisted living in New Hampshire?
No — Medicare does not cover long-term assisted living costs. Medicare Part A covers skilled nursing facility care only for up to 100 days following a qualifying hospital stay for specific medical recovery needs. Medicaid covers assisted living for eligible low-income seniors in New Hampshire. Other funding sources: long-term care insurance, VA Aid & Attendance benefit (for veterans), personal savings, and family contributions.
How long will $200,000 last in an assisted living facility in New Hampshire?
At $New Hampshire's average of $5,040/month, $200,000 lasts approximately 39 months (3.3 years). At memory care rates ($7,056/month), it covers 28 months. Factor in 3–5% annual cost increases — actual runway is typically 10–15% shorter than a flat-rate calculation. Planning for 3–5 years of care costs plus a contingency is recommended.
Does Medicaid cover assisted living in New Hampshire?
Medicaid covers assisted living in New Hampshire through Home and Community Based Services (HCBS) waivers, but eligibility requires meeting income and asset limits. Waitlists of 1–2 years are common in many states — apply as early as possible even if you think you may not qualify yet. Contact your local Area Agency on Aging for current New Hampshire eligibility rules and waitlist status.
New Hampshire 2026 Rates
- Assisted living
- $5,040/mo
- Memory care
- $7,056/mo
- Skilled nursing
- $9,828/mo
- Independent living
- $3,629/mo
- vs. national avg
- +12%
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Assisted living, private studio